PET INJURY COVERAGE

Coverage is limited to dogs and cats owned by the named insured and resident relatives.

Only covers injuries sustained in a “collision” or “comprehensive” claim.

The pet must be inside the vehicle when injured to be covered (includes pickup truck beds).

$1000 is the most Progressive will pay in a collision or comp claim regardless of number of pets injured or that die.

Pays up to $1000 for veterinary bills if a pet is injured in a coll/comp claim.

Pays $1000 if the pet dies as a result of the coll/comp claim. The insured does not need to replace the animal to get paid.

In cases of theft, we will cover a stolen pet for the $1000 death benefit only if there is a total theft of the car while the pet is in it.

The customer will need to provide proof of payment to be reimbursed for vet bills.

There is no coverage if there is not Collision coverage on at least one vehicle listed on the policy. If Collision coverage is purchased on any one vehicle, Pet Injury coverage is provided whether the pet is in the vehicle with collision coverage or one of the other vehicles that may not have collision on the policy, or in a “non-owned” car as defined in the policy. Furthermore, there is coverage if the pet is injured, dies or is stolen as a result of an event that fits the definitions of Comprehensive (even if Comp coverage has not been purchased).

If the loss is excluded for the vehicle under Part IV of the policy, coverage for Pet Injury is also excluded.