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Car Insurance


Get coverage that drives to protect your car.

NWIS auto insurance is more than quality coverage for your autos. With access to innovative tools, money-saving discounts and a local agent, it’s easy to make sure you’re covering all your bases. Read on to see all that NWIS has to offer.

Coverage &

See all the different ways NWIS can help protect your autos.


Learn how you can save on car insurance by browsing discounts.

Want to make a Claim?

If you need help filing a claim please call our office. The link here will allow you to file or track a claim.


There is almost as much to learn about auto insurance as there is to learn about driving, but just knowing a few basics about the kind of coverage all drivers should consider is a good starting point. You need to get to know “The Big Five” policy coverage options:

Liability Insurance: All states but one (New Hampshire) require all drivers to either have auto liability insurance or purchase a bond to pay damages if your vehicle is involved in a collision and causes damages or injuries to others. The limits of your liability policy are set by law, but you have the option to purchase higher limits.
Uninsured/Underinsured Motorist (UM/UIM) coverage: This policy is an option in some states (including WA, OR and ID), but is required in some others. Simply put, if you’re in a collision with a driver who has no insurance or not enough to pay your injuries or damages, UM/UIM is coverage that pays the difference between the other party’s available insurance and your actual damages (up to the limits you have purchased).
Collision coverage: Regardless of fault, if your vehicle collides with a tree, power pole, or piles into a snowbank, collision coverage will help pay the cost of repairs.
Comprehensive (or “Other Than Collision”) coverage: If a tree limb falls on your car, or it is stolen or damaged by thieves, or if you hit a deer, comprehensive coverage is the only coverage that will pay to repair or replace your vehicle.
Personal Injury Protection (PIP) coverage: Regardless of fault, PIP coverage pays for medical expenses if you or passengers in your vehicle are injured in a collision, up to the limits of the policy.
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